Research

Posts about NCRC research.

“Opportunity Zones” for Whom? Lack of Equitable Development Outcomes Highlights Need for Reforms to Key Program

By / / Policy, Research, Views / 7 minutes of reading

In most American communities, one will see sleek, newly constructed luxury apartments, a variety of trendy eateries, carefully manicured shrubbery and the new well-to-do residents seemingly without a care in the world on one block. Then, one will see the bleak, dilapidated buildings, gaudy fast-food restaurants, tree-barren landscapes and the established residents that are struggling […]

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Empty Shelves and the Possibility of a Recession: May 2025 Race, Jobs and the Economy Update

By / / Research, Views / 6 minutes of reading

Analysis of Topline Figures in the May BLS Report The economy added 177,000 jobs in April while the unemployment rate remained at 4.2%. The February and March job gains were revised down by 15,000 and 43,000, respectively.  The April job gains came primarily in the healthcare and education (+58,000), transportation and warehousing (+29,000), and leisure

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How Tariffs Drive Up Mortgage Costs and Undermine Homeownership

By / / Research, Views / 4 minutes of reading

The Trump Administration’s trade war continues to roil both the financial markets and key economic indicators, such as  consumer sentiment. The anxiety around the market has even spread to the US Treasury market, where the damage could cause borrowing costs for households to rise, especially for home mortgages. A bond is essentially a loan, either

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The Recessionary War on Workers: April 2025 Race, Jobs and the Economy Update

By / / Research, Views / 5 minutes of reading

Analysis of Topline Figures in the April BLS Report The economy added 228,000 jobs in March, while the unemployment rate increased to 4.2%. In the midst of a brewing trade war and talks of a potential recession, the job gains caught forecasters off guard. We should note that the reference period for the establishment survey

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A First Look at the Intersection of Mortgage Lending and Race in 2024

By / / Research, Views / 5 minutes of reading

On March 31, 2025, the Consumer Financial Protection Bureau (CFPB) released the latest data on mortgage lending in the United States covering activity from 2024. This annual dataset is essential for advocates, regulators, policymakers at all levels and lenders who seek to understand lending trends and disparities. Despite political efforts to weaken the CFPB and

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Odds of Recession Rise While Tariffs Dampen Consumer Outlook: March 2025 Race, Jobs and the Economy Update

By / / Research, Views / 5 minutes of reading

Analysis of Topline Figures in the March BLS Report In February, the economy added 151,000 jobs, while the unemployment rate ticked up to 4.1%.  Although the topline figures are relatively solid, especially considering the current tumultuous political climate, the report does contain some concerning red flags.  The government sector only added 11,000 jobs, while the

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Better Data Needed To Dismantle The ‘Model Minority’ Myth About Asian Americans: Race, Jobs and the Economy April 2024 Update

By / / Research, Views / 6 minutes of reading

As we celebrate AAPI Heritage Month, it’s important to understand how data flaws in the BLS jobs report fuel the “model minority myth.”

Better Data Needed To Dismantle The ‘Model Minority’ Myth About Asian Americans: Race, Jobs and the Economy April 2024 Update Read More »

The job market for college graduates remains strong but uncertainties persist

By / / Research, Views / 4 minutes of reading

The Bureau of Labor Statistics (BLS) monthly jobs report provides a broad look at the current state of the labor market. It is comprised of two surveys, a household survey sent to people that gauges their labor market experiences of employment and unemployment and an establishment survey sent to businesses to measure their hiring levels, hours and

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